Introduction to Funds, ETFs and Certificates
Stop doing it yourself: Funds and ETFs are the professional way to manage your money.

If you understand the risk of “do it yourself” in investments, you should choose to invest in funds managed by an Asset Management company. They will charge you for the service, but will be able to offer you a highly professional service, active management of the investments, very high diversification among all financial (and not only) asset classes, track record and daily liquidity. Else, you can invest in ETFs, which are listed funds that aim to passively replicate the performance of a given index, sector or asset class. The last step is to invest in Certificates, which embed derivatives to replicate complex investment strategies combining different indices, sectors asset classes or risks.

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