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11. Individual Pension Plans

Social security rhymes with insurance, did you notice?

PIPs (Individual Pension Plans) are another way to integrate, or substitute, your state social security. They are an insurance product, only distributed by insurance...

12. Bonds and coupons

Finance the economy and get paid for it!

When you buy a bond, you behave like a bank. Investors can invest in securities issued by a company, a sovereign state, a public body, an international organization...

13. Senior (unsubordinated) bonds

Would you like to be the first or the last in the line to get your money back?

Not all bonds are the same. Some bonds (senior) have a sort of priority compared to others (subordinated), and this is important when things go bad for the issuer of the...

14. Subordinated bonds

So you are ready to take more risk to earn more money...

Some aggressive investors might want to buy subordinated bonds, which carry higher coupons but expose you to higher risks. Both the coupons and the capital are at risk...

16. Shares and Dividends

Investing in the stock market has always been a thrill...

When you buy stocks, you really buy a piece of the corporation by buying a share of the capital. The investment anyway is not due to be reimbursed like a bond, and the...

17. Shareholder rights

Actively taking part to the life of the corporation.

As an investor, you will probably buy shares to be entitled to the distribution of profits, other than to any capital appreciation. But it comes along a few more rights

18. Joy and plight of being a Shareholder

The risks associated with shares are quite large

Watch this video to see how Diego decides to invest in TDF shares. Initially his investment is up 50% and Diego keeps his shares hoping that they will keep rising...

19. Introduction to Funds, ETFs and Certificates

Stop doing it yourself: Funds and ETFs are the professional way to manage your money.

If you understand the risk of “do it yourself” in investments, you should choose to invest in funds managed by an Asset Management company. They will charge you for the...

20. The world of ETFs

There are so many, just pick your own!

ETFs offer the same benefits of mutual funds (high diversification, segregation of assets) but lack the active management of the investment portfolio: fees will be lower...